Since Payment Data Systems Inc. (NASDAQ:PYDS) and MAXIMUS Inc. (NYSE:MMS) are part of the Business Services industry, they are influenced by contrast. The influences particularly affect the profitability, institutional ownership, analyst recommendations, risk, dividends, earnings and valuation of both companies.
Valuation & Earnings
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Payment Data Systems Inc.||25.02M||1.58||3.78M||-0.43||0.00|
Table 1 shows top-line revenue, earnings per share and valuation of the two companies.
Table 2 hightlights the net margins, return on assets and return on equity of the two companies.
|Net Margins||Return on Equity||Return on Assets|
|Payment Data Systems Inc.||-15.11%||-36.8%||-6.5%|
Risk & Volatility
A 1.96 beta indicates that Payment Data Systems Inc. is 96.00% more volatile compared to S&P 500. MAXIMUS Inc. on the other hand, has 0.97 beta which makes it 3.00% less volatile compared to S&P 500.
The Current Ratio and Quick Ratio of Payment Data Systems Inc. are 1.1 and 1.1 respectively. Its competitor MAXIMUS Inc.’s Current Ratio is 2.3 and its Quick Ratio is 2.3. MAXIMUS Inc. can pay off short and long-term obligations better than Payment Data Systems Inc.
Meanwhile, MAXIMUS Inc.’s annual dividend is $0.59 per share and it also boasts of a 0.83% dividend yield. No dividend is paid out for Payment Data Systems Inc.
Insider and Institutional Ownership
The shares of both Payment Data Systems Inc. and MAXIMUS Inc. are owned by institutional investors at 1.8% and 98.2% respectively. Insiders owned 1.7% of Payment Data Systems Inc. shares. Insiders Comparatively, owned 1% of MAXIMUS Inc. shares.
In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
|Performance (W)||Performance (M)||Performance (Q)||Performance (HY)||Performance (Y)||Performance (YTD)|
|Payment Data Systems Inc.||6.5%||-2.64%||77.71%||55.26%||72.51%||77.71%|
For the past year Payment Data Systems Inc. has stronger performance than MAXIMUS Inc.
MAXIMUS Inc. beats on 11 of the 12 factors Payment Data Systems Inc.
Payment Data Systems, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH processing services include Represented Check, a consumer non-sufficient funds check that is represented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment, which is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a Website or retail services accessed through a physical terminal. In addition, it provides a proprietary Web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company creates, manages, and processes prepaid card programs for corporate clients to issue prepaid cards to their customer base or employees; and issues general purpose reloadable cards to consumers as an alternative to a traditional bank account. Additionally, it operates billx.com, a consumer Website that allows consumers to process online payments to pay other individual; and provides prepaid cards to consumers for use in as a tool to stay on budget, manage allowances, and share money with family and friends. The company markets and sells its products and services directly, as well as through non-exclusive resellers. Payment Data Systems, Inc. was founded in 1998 and is headquartered in San Antonio, Texas.
MAXIMUS, Inc. provides business process services (BPS) to government health and human services programs in the United States, the United Kingdom, Australia, Canada, and Saudi Arabia. The companyÂ’s Health Services segment offers various BPS, appeals, and assessments, as well as related consulting services for state, provincial, and national government programs comprising Medicaid, Children's Health Insurance Program, the Affordable Care Act, Health Insurance British Columbia, the Health Assessment Advisory Service, and Fit for Work Service. Its services include health insurance exchange customer contact center operations and support; health insurance program eligibility and enrollment; beneficiary outreach and education; application assistance and independent health plan enrollment counseling; premium payment processing and administration; health plan oversight; eHealth solutions with the Medigent product suite; independent disability, long-term sick, and health assessments; occupational health clinical assessments; and specialized program consulting services. The companyÂ’s U.S. Federal Services segment offers services, including centralized customer contact centers and support services; documents and records management; and case management, citizen engagement, and consumer education; independent medical reviews and worker's compensation benefit appeals; health benefit appeals; eligibility appeals; modernization of systems and IT infrastructure; infrastructure operations and support; software development, operations, and management; and data analytics. Its Human Services segment provides national, state, and local human services agencies with various BPS and related consulting services for welfare-to-work, child support, higher education, and K-12 special education programs; and management tools and professional consulting, program consulting, and tax credit and employer services. MAXIMUS, Inc. was founded in 1975 and is headquartered in Reston, Virginia.