MoneyGram International Inc. (NASDAQ:MGI) and China Lending Corporation (NASDAQ:CLDC) compete with each other in the Credit Services sector. We will analyze and contrast their dividends, institutional ownership, analyst recommendations, profitability, risk, earnings and valuation.
Earnings and Valuation
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|MoneyGram International Inc.||1.45B||0.13||24.00M||-0.41||0.00|
|China Lending Corporation||92.35M||-0.33||94.81M||-6.46||0.00|
Table 1 shows the top-line revenue, earnings per share and valuation for MoneyGram International Inc. and China Lending Corporation.
Table 2 provides MoneyGram International Inc. and China Lending Corporation’s net margins, return on assets and return on equity.
|Net Margins||Return on Equity||Return on Assets|
|MoneyGram International Inc.||-1.66%||8.3%||-0.8%|
|China Lending Corporation||102.66%||0%||0%|
Volatility & Risk
A beta of 1.73 shows that MoneyGram International Inc. is 73.00% more volatile than Standard & Poor’s 500. From a competition point of view, China Lending Corporation has a -0.55 beta which is 155.00% less volatile compared to Standard & Poor’s 500.
China Lending Corporation offers an annual dividend of $0.04 per share, bundled with 3.05% dividend yield. No dividend is paid out by MoneyGram International Inc.
MoneyGram International Inc. and China Lending Corporation Ratings and Recommendations are available in the next table.
|Sell Ratings||Hold Ratings||Buy Ratings||Rating Score|
|MoneyGram International Inc.||1||0||0||1.00|
|China Lending Corporation||0||0||0||0.00|
MoneyGram International Inc. has an average target price of $2, and a -40.65% downside potential.
Institutional and Insider Ownership
Roughly 86.7% of MoneyGram International Inc. shares are owned by institutional investors while 0.04% of China Lending Corporation are owned by institutional investors. Insiders owned 6% of MoneyGram International Inc. shares. Competitively, China Lending Corporation has 53.56% of it’s share owned by insiders.
Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
|Performance (W)||Performance (M)||Performance (Q)||Performance (HY)||Performance (Y)||Performance (YTD)|
|MoneyGram International Inc.||-3.6%||13.15%||12.09%||-63.7%||-77.24%||20.5%|
|China Lending Corporation||13.14%||29.8%||64.07%||55%||-13.89%||66.67%|
For the past year MoneyGram International Inc. was less bullish than China Lending Corporation.
MoneyGram International Inc. beats on 6 of the 11 factors China Lending Corporation.
MoneyGram International, Inc., together with its subsidiaries, provides money transfer services in the United States and internationally. The company operates through two segments, Global Funds Transfer and Financial Paper Products. The Global Funds Transfer segment offers money transfer services and bill payment services primarily to unbanked and underbanked consumers. The Financial Paper Products segment provides money orders to consumers through its agents and financial institutions; and official check outsourcing services for financial institutions. This segment sells its money orders under the MoneyGram brand and on a private label or co-branded basis with retail and financial institution agents. The company also offers digital solutions, such as moneygram.com, mobile solutions, account deposit, and kiosk-based services. MoneyGram International, Inc. was founded in 1926 and is based in Dallas, Texas.